Student Loan Scams 2025. Cyber criminals and fraudsters are targeting student loan borrowers with schemes and scams aimed at separating you from your money, stealing your personal information, or both. But scammers might try and tell you they can help you avoid repayment, lower your payments, or get your loans forgiven — for a price.

Learn how to identify and avoid scams, including student loan forgiveness scams. Read on to learn how to identify and avoid student loan forgiveness scams and find out what you should do if you think you’ve been scammed.